Thursday, October 11, 2007

[credit cards] TRUUUUUUE STOOOORY!


Shout Out Out Out Out - Forever Indebted

You know they got me,
More than I got out
And every month I think I've finally hit the bottom
But they keep growing
And fucking growing
And every month I get in deeper
With my knowing.
Well, God damn!
How did this happen?
It's not like I spend all my time spending, spending.
Well, God damn!
If I could get out,
Somehow I know I'd just go right back in.

All my friends
They're in the same boat
They just can't get out
But they keep working every day as if there's hope
And that's it
That's how we're living
And to boot, we're still made to feel guilty
Well, God damn!
How did this happen?
It's not like we spend all our time spending, spending.
Well, God damn!
If we could get out,
Somehow I know we'd just go right back in.

They say we have to learn to compromise
Stay inside our means and we'll all be fine but
We're surrounded by their credit lines
And their payment plans with interest piled up high and
Why do you think they fucking advertise?
It's cause we'll make them rich
While they ruin our lives and
Like Jaycie Jayce in a conga line
I'm in an awkward place and I'm out of time.
And they only say you have to compromise
Once in you're in too deep
And they own your life and
It's no wonder that we're all stressed out
When paying bills is always on our mind and
They say we have to learn to compromise
Stay inside our means and we'll all be fine but
We're surrounded by their credit lines
And their payment plans with interest piled up high and
Why do you think they fucking advertise?
It's cause we'll make them rich
While they ruin our lives and
Like Jaycie Jayce in a conga line
I'm in an awkward place and I'm out of time.



Damn.


I thought I'd never be the guy in debt. NEVER. Never liked credit cards and now I am a victim to my own urges to charge. The sad thing is, my mom detailed how much I have as my own pocket money and gas and it's ALMOST $1k a month. Just for me. And I still manage to somehow over spend. And I have no clue how it always happens. Actually, before my vacation, I was fine. Then I went a little charge happy for the past 3 months. I usually had a few hundred saved up a month and I would blow it all once I get my monthly bonus.

In a way, it's like the kettle calling the pot black (is that the right expression?) My mother used to be the queen of overspending but now she's finally learned her own ways. I've only been making some real money for about a year and I guess in a way, tapping into my hereditary spending habits is not a good sign. But, I know she's giving me the hour long lectures about saving because she doesn't want me to be like her when I grow up. But like the song states, you just can't help and you can't get out.

So, one of two things need to happen: I either need to stop spending (which, after I get my hard drive for my laptop and maybe a guitar/camera for my b-day next month, that's about it) or make even MORE money so I can still be reckless and retarded. But, I tell you what, I am going to try and do both! More money, less spending!


Let's go!

(Oh, asides from the debt we are paying off, I am actually even with paying everything off. So provided I just spend money like a normal person, I will be fine well before the year is over and that god forsaken American Express card will have a big fat zero for a balance!)

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